Kate Ford was born 29th December 1976 in Salford. The daughter of a teacher and a businessman, she first appeared as an extra in Coronation Street in the early-1990s. After taking part in a local theatre group, she trained at the Webber Douglas School of Acting in London and took over the role of Tracy Barlow from December 2002 onwards. She has also appeared in Doctors, and Cambridge Spies.

Ford was formerly married to Jon Connerty and adopted his surname during their marriage. The couple have a son together, who was born in 2008 and split up in September 2013. Their divorce was finalised two years later, in 2015.

Ford supports the Green Party of England & Wales and took part in one of their campaigns to boycott wearing all fur.